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What is MICR Code and How to find MICR code of any bank?

What is MICR Code?

MICR is an acronym for Magnetic Ink Character Recognition. Primarily, this innovative technology authenticates the legality and credibility of paper-based document(s) in the banking database. It can be found on cheques. MICR is at par with IFSC as far as the security of a fund transfer is concerned.

MICR code is a product of highly advanced Character Recognition Technology (CRT) used by banks to verify cheques for clearance. MICR technology is used for other bank documents as well. A MICR code is placed at the bottom of a cheque.

It includes details such as the bank code, account details, amount, and cheque number, alongside a control indicator. The biggest advantage of MICR technology is that it stands out among similar concepts, such as barcodes, as MICR can be read and distinguished by humans very easily.

What is IFSC Code and How to find IFSC code of any bank?

You can identify the MICR Code of a bank in multiple ways:

  • You can find the code at the bottom of the cheque and passbook provided by the bank
  • You can get this code on the website of your respective bank

How to find the MICR code of any bank?

  1. Go to
  2. Click on MICR Codes tab
  3. Select the bank name
  4. write the branch name and click on get details
  5. You can see a few banks name, with MICR codes
  6. If you want more details, just click on your branch and get the details.
  7. Below snippet for your reference
How to find the MICR code of any bank

Source: myloancare, policybazaar

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